AnnuityPlanning for yourfinancial future.FLEX IMAX IMAX IIIFlexible PremiumDeferred AnnuitySingle PremiumDeferred AnnuitySingle PremiumDeferred AnnuityInterest RateInterest RateInterest Rate4.15% | 4.05% | 3.45%APY*APY* for 5 YearsAPY* for 3 YearsInterest Rate assumes no withdrawals.Interest Rate assumes no withdrawals.After the initial 1 year guaranteed period, After the initial 5 year guaranteed period,After the initial 3 year guaranteed period,Interest Rate is subject to change on an Interest Rate is subject to change on a terest Rate is subject to change on arnannual basis. The minimum guaranteed annual basis. The minimum guaranteed annual basis. The minimum guaranteedInterest Rate is 2.00%. 7 Year Surrender Interest Rate is 3.00%. 5 Year Surrender | Interest Rate is 2.00%, 3 Year SurrenderInterest Rate assumes no withdrawals.Charge-15% Free Annual Withdrawal.Charge, 15% Free Annual WithdrawalCharge.For more information, contactAgent Name 123-456-7890FLEX I policy is a flexible premium deferred annuity. Policy form series ICC13-FLEX I or state equivalent. MAX I policyis a single premium deferred annuity. Policy form series ICC15-FB-MAX I or state equivalent. MAX IIl policy is a singlepremium deferred annuity. Policy form series ICC15-FB-MAX IIl or state equivalent. lex I, Max I and MAX III policiesare underwritten by Family Benefit Life Insurance Company, Tulsa, OK. Other limitations and exclusions may applyNot available to residents of all states(FB-Ann-AD 7-2018)

Date: March 11, 2019

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Annuity Planning for your financial future. FLEX I MAX I MAX III Flexible Premium Deferred Annuity Single Premium Deferred Annuity Single Premium Deferred Annuity Interest Rate Interest Rate Interest Rate 4.15% | 4.05% | 3.45% APY* APY* for 5 Years APY* for 3 Years Interest Rate assumes no withdrawals. Interest Rate assumes no withdrawals. After the initial 1 year guaranteed period, After the initial 5 year guaranteed period,After the initial 3 year guaranteed period, Interest Rate is subject to change on an Interest Rate is subject to change on a terest Rate is subject to change on arn annual basis. The minimum guaranteed annual basis. The minimum guaranteed annual basis. The minimum guaranteed Interest Rate is 2.00%. 7 Year Surrender Interest Rate is 3.00%. 5 Year Surrender | Interest Rate is 2.00%, 3 Year Surrender Interest Rate assumes no withdrawals. Charge-15% Free Annual Withdrawal. Charge, 15% Free Annual Withdrawal Charge. For more information, contact Agent Name 123-456-7890 FLEX I policy is a flexible premium deferred annuity. Policy form series ICC13-FLEX I or state equivalent. MAX I policy is a single premium deferred annuity. Policy form series ICC15-FB-MAX I or state equivalent. MAX IIl policy is a single premium deferred annuity. Policy form series ICC15-FB-MAX IIl or state equivalent. lex I, Max I and MAX III policies are underwritten by Family Benefit Life Insurance Company, Tulsa, OK. Other limitations and exclusions may apply Not available to residents of all states (FB-Ann-AD 7-2018)

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